Construction Defect Journal Archives

A General Contractor’s Guide to Additional Insured Coverage

August 10, 2017
Gregory D. Podolak - Saxe Doernberger & Vita, P.C.

LAW360.com recently surveyed attorneys to offer tips for what general contractors should – and shouldn’t – do when pursuing additional insured coverage. According to the article, “With the broad array of risks present on a typical construction site, one of a general contractor’s top options to shield itself from liability for property damage and bodily injury claims is to secure expansive “additional insured” coverage through its subcontractors.”

In the piece, Greg Podolak discussed techniques for avoiding potential gaps in coverage:

“Carriers will try to say in the additional insured endorsement that they will only be responsible to provide limits for what is required in the trade contract,” said Greg Podolak, managing partner of Saxe Doernberger & Vita PC’s southeast office. “If it turns out the trade contract requires lower limits than the policy, the insurer will likely say it only wants to be responsible for those lower limits.”

Mr. Podolak may be contacted at gdp@sdvlaw.com



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