Insured Under Property Insurance Policy Should Comply With Post-Loss Policy Conditions

Policy on ripped paper

Insurers will require you, as the insured, to comply with post-loss policy conditions unless they elect to promptly deny coverage.

June 10, 2019
David Adelstein - Florida Construction Legal Updates

Your property insurance policy will contain post-loss policy conditions. Examples include submitting a sworn statement in proof of loss, providing documentation to your insurer, and sitting for an examination under oath. Insurers will require you, as the insured, to comply with post-loss policy conditions unless they elect to promptly deny coverage. If you do not comply with such post-loss policy conditions you can forfeit coverage under the policy and/or give the insurer the argument that any lawsuit you filed against the property insurer is premature. Thus, there really is no upside in refusing to comply with the post-loss policy conditions, which should be done in consult with an attorney or, as the case may be, a public adjuster.

Mr. Adelstein may be contacted at dma@kirwinnorris.com



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