CONSTRUCTION DEFECT JOURNAL

"News and Information for Construction Defect and Claims Professionals"

CONSTRUCTION DEFECT JOURNAL - ISSUE 242749 - TUESDAY, NOVEMBER 5, 2024

No Coverage for Homeowner Named as Borrower in Policy but Not as Insured

Businessman holding red umbrella in meadow

When the homeowner sought coverage for hurricane damage, it was denied.

July 8, 2024
Tred R. Eyerly - Insurance Law Hawaii

The magistrate judge recommended that the homeowner's complaint seeking coverage for damage caused by Hurricanes Laura and Delta be denied because the homeowner was only named as the borrower under the policy. LeDay v. Integon Nat'l Ins. Co., 2024 U,S. Dist. LEXIS 87369 (W.D. La. April 15, 2024).

When the homeowner sought coverage for hurricane damage, it was denied. The homeowner then sued and Integon moved to dismiss. Integon argued it did not issue a policy to the homeowner, but the policy was issued to Midland Mortgage. The pro se homeowner did not respond to the motion.

Mr. Eyerly may be contacted at te@hawaiilawyer.com


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