Under Texas law, a cause of action for bad faith existed when the insurer had no reasonable basis for denying or delaying payment of a claim.
December 8, 2025
—
Tred R. Eyerly - Insurance Law Hawaii
The insured’s bad faith claims failed as the court found that the insurer’s handling of the claim was reasonable. Terrazas v. State Farm Lloyds, 2025 U.S. Dist. LEXIS 201925 (W.D. Tex. Oct. 20. 2025).
Plaintiff filed a claim with State Farm when her home suffered hail damage. Claims Specialist Denice Gomez was assigned to inspect, but she was unable to access the roof. She inspected the interior of the home and found water damage and observed hail damage on the garage doors. Ms. Gomez retained SeekNow to complete the roof inspection.
Mr. Eyerly may be contacted at te@hawaiilawyer.com